Liberty Financial PathwaysDebt relief referrals
Free to call
No obligation
No obligation
Liberty Financial PathwaysDebt relief referrals
Answer 4 quick questions. If it looks like a fit, you can talk with a debt relief specialist today and hear your options, with nothing to sign.
Add up all your cards. A rough number is fine.
Settlement programs mainly work with unsecured debt like credit cards.
Most settlement programs need a steady monthly deposit.
Programs are licensed state by state.
We don't ask for your name, phone or email. Your answers stay on this page.
Based on your answers, a specialist can walk you through your options on the phone. The call is free and there's no obligation.
CallLiberty Financial Pathways is a referral service, not a lender or debt relief provider, and may be paid when you speak with a provider. Debt settlement is not right for everyone. Results are not guaranteed, it can hurt your credit, and it may have tax consequences. By federal law, a debt settlement company can't charge you a fee until it has settled at least one of your debts and you've made a payment under that settlement.
The National Foundation for Credit Counseling lists nonprofit agencies that help with budgets and debt management plans. We are not affiliated with the NFCC.
A short check here, then a real conversation with someone who does this every day.
Debt amount, type, budget and state. That's all it takes to see if a review makes sense.
If it looks like a fit, you get a number to call a debt relief provider during business hours.
They explain costs, timing and trade-offs for your situation. You decide what happens next.
Straight answers, so there are no surprises on the phone.
Federal rules bar settlement companies from charging you before they settle a debt and you've made a payment on that settlement.
Settlement usually means stopping payments to creditors while funds build up. Late payments can lower your score for a time.
Programs commonly run for a few years. The provider should give you an estimate for your specific debts.
Creditors don't have to settle, and some may still pursue collection. Forgiven amounts may count as taxable income.
A debt relief company that works with people who have $10,000 or more in credit card debt. Liberty Financial Pathways connects you with them. We don't provide the program ourselves.
No. Debt settlement means negotiating with your creditors to accept less than the full balance. It isn't new credit and there's no loan application.
No. The call and the review are free. If you choose to enroll, the provider will explain its fees in advance, and by law it can't collect them until it has settled a debt for you.
No. Liberty Financial Pathways is a private company and is not affiliated with any government agency.
Settlement programs work by building up funds each month to make offers to creditors. If a monthly deposit isn't realistic right now, nonprofit credit counseling may be a better first step.
Not everywhere. We can't currently connect callers in Georgia, Idaho, North Dakota, Wisconsin or U.S. territories.